USA Cash Services

Fees

USA Cash Services understands that financial emergencies happen. When there is "too much month at the end of your money," we are here to help!

We believe it is important that you fully understand the costs associated with your loan. For our online payday loans, we offer a fee calculator to help you determine the rates and finance charges.

Select your state to begin.


The fee calculators give you rates for our online payday loans. USA Cash Services currently offers online payday loans in California, Idaho, Nevada, and Utah.Please visit our locations to find a store near you if:

  • You live in a different state
  • You are looking for the rates for our store payday loans
  • You are interested in our other loan products

California Online Payday Loans

Loan Amount:
Length of Loan:
Finance Charge:
Total Due:
Annual Percentage Rate:


SCHEDULE OF CHARGES
California Deferred Deposit Transactions
AMOUNT FINANCED
(Amount Provided)
FINANCE CHARGE
(FEE)
Total of Payments
(Draft Amount)
Annual Percentage Rate *
LOAN TERM
(14 days)
LOAN TERM
(30 days)
$100.00 $17.60 $117.60 458.86% 214.13%
$200.00 $35.20 $235.20 458.86% 214.13%

*Annual Percentage Rate: The Annual Percentage Rate is the cost of your loan expressed as a yearly rate. The above Annual Percentage Rates are based on example loan terms of one payment ("Amount of Draft") due in 14 and 30 days. The Annual Percentage Rate will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.

No Criminal Prosecution: You cannot be prosecuted or threatened with prosecution in a criminal action for a returned check in connection with a deferred deposit transaction.
pdf image
(Click on icon for a printable schedule of charges.)

Idaho Online Payday Loans

Loan Amount:
Length of Loan:
Finance Charge:
Total Due:
Annual Percentage Rate:


Nevada Online Payday Loans

Loan Amount:
Length of Loan:
Finance Charge:
Total Due:
Annual Percentage Rate:


Utah Online Payday Loans

Loan Amount:
Length of Loan:
Finance Charge:
Total Due:
Annual Percentage Rate:


SAMPLE of Fees and APR for TYPICAL Loans
Sample of Fees and APR for TYPICAL Loan
Loan Amount ($50)
Loan Amount ($100)
Loan Amount ($200)
Loan Amount ($300)
Loan Amount ($400)
Loan Amount ($500)
Term in Days
APR
Finance
Charge
APR
Finance
Charge
APR
Finance
Charge
APR
Finance
Charge
APR
Finance
Charge
APR
Finance
Charge
5
1460%
$10
730%
$10
521.58%
$14.29
521.46%
$21,43
521.40%
$28.57
521.37%
$35.71
6
1216.67%
$10
608.33%
$10
521.34%
$17.14
521.34%
$25.71
521.49%
$34.29
521.46%
$42.86
7
1024.86%
$10
521.43%
$10
521.43%
$20
521.43%
$30
521.43%
$40
521.43%
$50
8
912.50%
$10
521.49%
$11.43
521.49%
$22.86
521.49%
$34.29
521.38%
$45.71
521.40%
$57.14
9
811.11%
$10
521.54%
$12.86
521.34%
$25.71
521.41%
$38.57
521.44%
$51.43
521.46%
$64.29
10
730%
$10
521.58%
$14.29
521.4%
$28.57
521.46%
$42.86
521.40%
$57.14
521.44%
$71.43
15
531.22%
$10.71
521.46%
$21.43
521.46%
$42.86
521.46%
$62.29
521.40%
$85.71
521.41%
$107.14
20
521.58%
$14.29
521.40%
$28.57
521.40%
$57.14
521.40%
$85.71
521.45%
$114.29
521.44%
$142.86
21
521.43%
$15
521.43%
$30
521.43%
$60
521.43%
$90
521.43%
$120
521.43%
$150
25
521.51%
$17.86
521.37%
$35.71
521.44%
$71.43
521.41%
$107.14
521.44%
$142.86
521.42%
$178.57
28
521.53%
$20
521.43%
$40
521.43%
$80
521.43%
$120
521.43%
$160
521.43%
$200
30
521.46%
$21.46
521.46%
$42.86
521.40%
$85.71
521.42%
$128.57
521.43%
$171.43
521.44%
$214.29
31
521.36%
$22.14
521.48%
$44.29
521.42%
$88.57
521.44%
$132.86
521.42%
$177.14
521.43%
$221.43