California

California Online Payday Loans

Finance Charge:
Total Due:
Annual Percentage Rate:

Schedule of Charges

California Deferred Deposit Transactions

AMOUNT FINANCED
(Amount Provided)
FINANCE CHARGE
(FEE)
Total of Payments
(Draft Amount)
Annual Percentage Rate *
LOAN TERM (14 days) LOAN TERM (30 days)
$100.00 $17.60 $117.60 458.86% 214.13%
$200.00 $35.20 $235.20 458.86% 214.13%

*Annual Percentage Rate: The Annual Percentage Rate is the cost of your loan expressed as a yearly rate. The above Annual Percentage Rates are based on example loan terms of one payment (“Amount of Draft”) due in 14 and 30 days. The Annual Percentage Rate will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.

No Criminal Prosecution: You cannot be prosecuted or threatened with prosecution in a criminal action for a returned check in connection with a deferred deposit transaction.

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